Is Travel Insurance Worth It?

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Yes, Let’s see How travel insurance help’s in International Journey.

Traveling abroad or within your own country, is a dream of every human being.

Traveling could be for many reasons such as family trips, business meetings, or visits to relatives.

There can be several other reasons of traveling. Whatever the reason is just your focus should be to travel at least once a year.

A pre-planned trip is always advisable because it helps in arranging the fund, planning vacation dates or school holidays adjustments, and other things.

Always prepare yourself for traveling by purchasing the latest gadgets, fancy clothes, booking hotel rooms, site seeing details etc

But, what about the most important thing to do while traveling.

Can you guess that

What is it?

YES, right……

We are not interested in extra expenses on our hazel free, safe traveling.


Yes, you heard correct…Travel insurance is essential for domestic and international traveling.

What is travel insurance?

Travel insurance

According to Investopedia, many companies selling tickets or travel packages give consumers the option to purchase travel insurance, known as travelers’ insurance. Some travel policies cover damage to personal property, rented equipment, such as rental cars, or even the cost of paying a ransom. Frequently sold as a package, travel insurance may include several types of coverage. The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage.!!

Travel insurance is a type of insurance that helps in your international journey, which usually covers you and your family’s health issues, trip delay/retraction/interference, and lost luggage or misplacement.

You may not be aware of mishaps that happen every year while traveling like

About 20 million bags mishandled (Reference: SITA )

About more than 200flights are  tarmac delay canceled (Reference: DOT)

About more than 300,000 flights are canceled (Reference: FlightStats)

About more than 6,000,000 flights are delayed (Reference:FlightStats)

(This does not include medical or any other conditions)

Why is travel insurance important?

Purchasing travel insurance is essential to keep you safe -physically, financially, mentally. It helps in saving thousands of dollars in an emergency. It gives you hassle-free and easy traveling with peace of mind.

Who can deny that unexpected emergencies can be extremely draining.

Is travel insurance worth the money?

Yes, you need to pay 5 to 10 percent of the total TRIP COST.

If you can’t afford travel insurance, then you can’t afford travel…

Is it true?

It’s worth paying because it helps you reimburse your expenses like emergencies, medical bills, trip cancellation, and much more…

Note: Find COVID-19 Coverage Before Your Next Trip

Why Domestic travel required travel insurance?

Till date we didn’t need it during domestic traveling. You always thought that you toured the whole country, but nothing happened to you so why to take this insurance. But that does not mean it won’t happen in the future.

Therefore, domestic travel insurance is also necessary.

Domestic travel insurance covers medical or accident cover, loss of baggage, flight delay or cancellation. Personal liabilities have been newly introduced by insurance companies. Domestic travel insurance is necessary especially when traveling with kids. (Get detailed knowledge here) (insert Affiliate e link )

Which countries That Require Travel Insurance?

International Traveling

Some countries are very strict with their policies regarding travel insurance. Either you will not be allowed to travel without it or you will be forced to purchase. So, it’s better to take travel insurance during international traveling.

Schengen Nations:

The Schengen nations are under an official agreement that allows easy traveling between the countries’ borders.

The following countries are a part of the Schengen Area:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

They are part of Schengen nations. Their Visa application must have proof of travel insurance with at least $50,000 in an emergency benefit.

What are the types of insurance needed for international traveling?

Find the perfect insurance plan that meets your needs

Top 3 worldwide travel insurance companies

Worldwide best Travel Insurance company
We Cover All Types of Travel Risks

Reviews of VisitorsCoverage

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Review of Trip insurance

What Does Travel Insurance Cover?

Medical Expenses :

Medical travel insurancence

Note: Not all travel insurance covers medical expenses.

(please always read terms and conditions and policy column of insurance very thoroughly)

Unfortunately, if you faced any medical emergency, then you have to pay thousands of dollars on the spot.

How travel insurance help here :

Here travel insurance pays your bills. You have to check the hospitals which are assigned by the insurance companies.

Secure your travel plan with a brand trusted by millions.

To know more about Travel Medical Insurance Plans CLICK HERE

Medical Evacuation :

Medical Evacuation

Unfortunately, you have an accident or become seriously ill (mainly for senior citizens), a simple medical evacuation breaks your retirement account. Some companies like medevac firms typically won’t arrange any transport without prior payment.


How travel insurance help here:

Travel insurance can pay as much as the cost of an emergency medical evacuation and the traveling companion. And arrange the transport without upfront payment.

Note : (please always read terms and conditions and policy column of insurance very thoroughly and clause regarding medical evacuation)

To know more about Travel Medical Insurance Plans CLICK HERE

Trip Cancellation:

Trip Cancellation

You booked everything for your dream trip, but suddenly some issues came like child illness, parent’s surgery, any work emergency, or other types of emergency, and you need to cancel the journey plan. In that case chances you may lose all your investment.

How travel insurance help here :

Every insurance policy has some fixed covered reasons. If your issue fits in the list of covered reasons, you may get FULL COST OF TRIP, or you can reschedule your trip again.

To know more about Travel Medical Insurance Plan Trip Insurance: Trip Cancellation Click here

Trip Interruption:

Trip Interruption

It’s excruciating to interrupt a tour trip and return home early. You may get dishearten for losing your money.

How travel insurance help here :

Yes, here is the hero action of a travel insurance company. Here it helps you reimburse the unused, nonrefundable trip cost, and even a specific policy may pay for your return journey.

Travel insurance can help reimburse you for any unused, nonrefundable trip costs you’ve already paid.

Also, the policy may even pay for a last-minute return flight for home.

To know more about Travel Medical Insurance Plan Trip Insurance: Trip Cancellation Click here

Lost Luggage

Lost Luggage

Maybe because of some reason you lost your luggage (usually this won’t happen). In that case, it would be very tough to finish your dream vacation without luggage.

How travel insurance help here :

Here travel insurance acts as a best friend of yours and gives you a supporting feeling although you lost your luggage. Travel insurance helps you to buy needed clothing, shoes, and toiletries.

To know more about travel insurance plan Click here

Flight Delay

Flight Delay

Here, travel insurance companies are not at all related to any flight delay. Then also helps you with expenses like food, change of clothes, and basic needs such as toothbrushes.

How travel insurance help here :

Here travel insurance helps reimburse you for extra expenses due to flight delays, including rebooking fees, meals, snacks, accommodation, etc.

To know more about travel insurance plan Click here



Bankruptcy is a very crucial issue. It is a scarce condition as some companies file for bankruptcy without any notice, and you have already paid the full amount for your trip.

How travel insurance help here :

Here travel insurance plays an important role. Travel insurance can reimburse you the full prepaid amount if your tour operator is in a bankruptcy case.

Sometimes the tour operator gives a second option for any other destination or activities.

To know more about travel insurance plan Click here

Lost Passport:

Lost Passport

When you are in a picnic happy mood enjoying with your family and friends and you lose control of your belongings, and then there is a chance of a lost or stolen passport. Then you can’t go anywhere until you get a duplicate passport.

How travel insurance help here :

Here travel insurance plays a vital role in connecting you with the consulate or the embassy and getting the replacement of passport very fast. Their friendly conversation helps you to remain calm in a panic situation.

To know more about travel insurance plan Click here

Rental-Car Issues:

Rental-Car Issues

            You are visiting foreign countries and want to enjoy a long drive in a rental car. You sign up for the rental car agreement …but unfortunately, you hit the stone wall.

Now what?

How travel insurance help here :

In your travel insurance policy having rental car coverage, you can be eligible for coverage for damage to the rental vehicle.

(Rental-car coverage not available in New York, Texas, Kansas, and Massachusetts.)

To know more about travel insurance plan Click here

Credit-Card Insurance.

Credit-Card Insurance

It is a wrong thinking that if you have CREDIT CARD…. you don’t need to have travel insurance ..

The truth behind  :

Please make sure that CREDIT CARD’s are designed to protect your vacation as travel insurance does. Even if your credit card has that kind of coverage, it may not be as in-depth as travel insurance can be. So it’s essential to have travel insurance.

To know more about travel insurance plan Click here



Now, you can understand the importance of travel insurance, and even if you may or may not go for a trip, travel insurance is always with you. Unfortunately, many things happen unexpectedly. Therefore all travel professions always suggest having a TRAVEL INSURANCE.

Safeguard your travel emergencies effortlessly.

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